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Alabama Snapshots: Grandparents

Herman Hickman and great grandson Zander Taylor. SUBMITTED BY Emily Martin, Sylacauga

Lena Belle Smith and grandson Parker Smith. SUBMITTED BY Edith Smith, Troy

Martha Mercer and her great grandchildren. SUBMITTED BY Martha Mercer, Elmore

Papa Steve Stanton and granddaughter Ellyott Stanton. SUBMITTED BY Elliott Stanton, Loxley.

Carl and Debbie Clark with granddaughters Karleigh, Rylee, Avarey and Presley Sanders.SUBMITTED BY Jennifer Sanders, Andalusia

Woodie Glenn and granddaughter Danielle Hickman.SUBMITTED BY Woodie Glenn, Rockford.

Submit Your Images!

November Theme: “Heirloom Quilts” Deadline for November: September 30

Submit photos here,  or send color photos with a self-addressed stamped envelope to: Photos, Alabama Living, P.O. Box 244014 Montgomery, AL 36124

Rules: Alabama Living will pay $10 for photos that best match our theme of the month. Photos may also be published on our website and on our Facebook page. Alabama Living is not responsible for lost or damaged photos.

Social Security: Q&A

Over the next two issues, I would like to share with you some common Social Security questions I receive on a variety of topics and my answers.

Question: My child, who gets Social Security, will be attending his last year of high school in the fall. He turns 19 in a few months. Do I need to fill out a form for his benefits to continue?

Answer: Yes. You should receive a form, SSA-1372-BK, in the mail about three months before your son’s birthday. Your son needs to complete the form and take it to his school’s office for certification. Then, you need to return page two and the certified page three back to Social Security for processing. If you can’t find the form we mailed to you, you can find it online at: www.socialsecurity.gov/forms/ssa-1372.pdf.

Question: I’m trying to figure out how much I need to save for my retirement. Does the government offer any help with financial education?

Answer: Yes. For starters, you may want to find out what you can expect from Social Security with a visit to Social Security’s Retirement Estimator at www.socialsecurity.gov/estimator. The Financial Literacy and Education Commission has a website that can help you with the basics of financial education: www.mymoney.gov. Finally, you’ll want to check out the Consumer Financial Protection Bureau, which offers educational information on a number of financial matters, including mortgages, credit cards, retirement, and other big decisions. Visit the Consumer Financial Protection Bureau at www.consumerfinance.gov.

Kylle’ McKinney, SSA Public Affairs Specialist, can be reached by email at kylle.mckinney@ssa.gov.